:root {
  --navy: #0B2545;
  --navy-dark: #071829;
  --navy-mid: #163A5F;
  --gold: #D4A017;
  --gold-light: #F5C542;
  --cream: #F7F4EE;
  --white: #ffffff;
  --text: #1a1a1a;
  --muted: #4a5568;
  --border: #d9e0ea;
  --focus: #2563eb;
  --max: 1100px;
  --radius: 10px;
  font-size: 16px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
}
img { max-width: 100%; height: auto; }
a { color: var(--navy-mid); }
a:hover, a:focus-visible { color: var(--gold); }
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 2px;
}
.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--navy); color: #fff; padding: .75rem 1rem; z-index: 1000;
}
.skip-link:focus { left: 0; }
.preview-banner {
  background: #7c2d12;
  color: #fff;
  text-align: center;
  padding: .28rem 1rem;
  font-size: .72rem;
  font-weight: 600;
  line-height: 1.35;
  letter-spacing: .01em;
}
.preview-banner a { color: #fde68a; }
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 50;
}
.header-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: .4rem 1rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .65rem 1rem;
  flex-wrap: nowrap;
}
.brand-lockup {
  display: flex;
  align-items: center;
  gap: .65rem;
  flex-wrap: nowrap;
  flex: 0 0 auto;
  min-width: 0;
  position: relative;
  z-index: 2;
}
.brand { display: flex; align-items: center; gap: .45rem; text-decoration: none; color: var(--navy); min-width: 0; flex: 0 0 auto; }
.brand img {
  height: 40px;
  width: auto;
  max-width: 108px;
  object-fit: contain;
  display: block;
  flex-shrink: 0;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.15; min-width: 0; }
.brand-text strong { font-size: .88rem; letter-spacing: .01em; font-weight: 650; white-space: nowrap; }
.brand-text span { font-size: .65rem; color: var(--muted); font-weight: 500; white-space: nowrap; }
.nexa-powered {
  display: inline-flex;
  flex-direction: row;
  align-items: center;
  gap: .45rem;
  text-decoration: none;
  color: var(--navy);
  border-left: 1px solid var(--border);
  padding-left: .65rem;
  flex: 0 0 auto;
  position: relative;
  z-index: 2;
  line-height: 1;
}
.nexa-powered img {
  height: 36px;
  width: auto;
  max-width: 130px;
  object-fit: contain;
  display: block;
  flex-shrink: 0;
}
.nexa-powered .powered-label {
  display: flex;
  flex-direction: column;
  justify-content: center;
  line-height: 1.05;
  font-size: .52rem;
  color: var(--muted);
  white-space: nowrap;
}
.nexa-powered .powered-label strong {
  color: var(--navy);
  font-size: .92rem;
  font-weight: 800;
  letter-spacing: .02em;
}
.nexa-powered .powered-label .nexa-word {
  font-size: 1.05rem;
  font-weight: 900;
  letter-spacing: .04em;
  display: inline;
}
.nav {
  display: flex;
  flex: 1 1 auto;
  min-width: 0;
  justify-content: flex-end;
  align-items: center;
  gap: .1rem .55rem;
  flex-wrap: wrap;
  margin-left: .5rem;
  position: relative;
  z-index: 1;
}
.nav a {
  text-decoration: none;
  color: var(--navy);
  font-weight: 560;
  font-size: .82rem;
  padding: .25rem .1rem;
  white-space: nowrap;
}
.nav a[aria-current="page"] { color: var(--gold); border-bottom: 2px solid var(--gold); }

/* Photo heroes with navy overlay for contrast */
.hero, .page-hero {
  position: relative;
  color: #fff;
  background-color: var(--navy);
  background-size: cover;
  background-position: center;
  isolation: isolate;
}
.hero::before, .page-hero::before {
  content: "";
  position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(105deg, rgba(7,24,41,.88) 0%, rgba(11,37,69,.72) 45%, rgba(22,58,95,.55) 100%);
}
.hero-orchard { background-image: url("../images/bg-orchard.webp?v=20261103a"); }
.hero-columbia { background-image: url("../images/bg-columbia.webp?v=20261103a"); }
.hero-ohme { background-image: url("../images/bg-ohme.webp?v=20261103a"); }
.hero-saddle { background-image: url("../images/bg-saddle.webp?v=20261103a"); }
.hero-squilchuck { background-image: url("../images/bg-squilchuck.webp?v=20261103a"); }
.hero-mission { background-image: url("../images/bg-mission-ridge.webp?v=20261103a"); }
.hero-enchantments { background-image: url("../images/bg-enchantments.webp?v=20261103a"); }
.hero-chelan { background-image: url("../images/bg-chelan.webp?v=20261103a"); }
.hero-leavenworth { background-image: url("../images/bg-leavenworth.webp?v=20261103a"); }
.hero-rocky-reach { background-image: url("../images/bg-rocky-reach.webp?v=20261103a"); }
.hero-gorge { background-image: url("../images/bg-gorge.webp?v=20261103a"); }

.hero {
  padding: .85rem 1.1rem 1rem;
  min-height: 0;
  display: flex;
  align-items: center;
}
.hero .hero-inner { width: 100%; padding-block: 0; gap: .65rem; }
@media (min-width: 721px) {
  .hero { min-height: 32vh; max-height: 42vh; }
}
.hero-inner { max-width: var(--max); margin: 0 auto; display: grid; gap: 1.25rem; }
.hero h1 {
  margin: 0 0 .4rem;
  font-size: clamp(1.35rem, 2.8vw, 1.95rem);
  font-weight: 650;
  letter-spacing: .01em;
  line-height: 1.2;
  text-shadow: 0 1px 2px rgba(0,0,0,.35);
}
.hero .btn-row { margin-top: .55rem; gap: .45rem; flex-wrap: wrap; }
.hero .btn { padding: .45rem .95rem; font-size: .88rem; }
.hero .powered { margin: .35rem 0 .15rem; font-size: .82rem; }
.hero .lede { font-size: .95rem; max-width: 38rem; margin: 0 0 .4rem; opacity: .96; text-shadow: 0 1px 2px rgba(0,0,0,.25); }
.hero .powered {
  margin: .25rem 0 .1rem;
  font-size: .8rem;
  color: var(--gold-light);
  font-weight: 560;
}
.btn-row { display: flex; flex-wrap: wrap; gap: .55rem; margin-top: .75rem; }
.btn {
  display: inline-block;
  background: var(--gold);
  color: #111;
  text-decoration: none;
  font-weight: 700;
  padding: .7rem 1.2rem;
  border-radius: 999px;
  border: 2px solid transparent;
}
.btn:link, .btn:visited { color: #111; }
.btn:hover, .btn:focus, .btn:focus-visible, .btn:active {
  background: var(--gold-light);
  color: #111;
}
.btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,.6);
}
.btn-outline:hover, .btn-outline:focus-visible { background: rgba(255,255,255,.12); color: #fff; }
.btn-outline-dark {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy-mid);
  border-radius: 999px;
  padding: .55rem 1rem;
  text-decoration: none;
  font-weight: 650;
}
.section { max-width: var(--max); margin: 0 auto; padding: 2.6rem 1.25rem; }
.section h2 {
  margin: 0 0 1rem;
  color: var(--navy);
  font-size: 1.65rem;
  font-weight: 650;
}
.section h3 { color: var(--navy); margin-top: 1.25rem; }
.section-band {
  background: linear-gradient(180deg, #eef3f8 0%, var(--cream) 100%);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1rem;
  align-items: stretch;
}
.card, .event-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.15rem 1.15rem 1.05rem;
  box-shadow: 0 1px 2px rgba(11,37,69,.04);
  display: flex;
  flex-direction: column;
  height: 100%;
  min-height: 0;
}
.event-card .event-links,
.card > .btn-row,
.card > p:last-child { margin-top: auto; padding-top: .65rem; }
.card h3, .event-card h3 { margin: 0 0 .45rem; color: var(--navy); font-size: 1.08rem; }
.card p { margin: 0 0 .6rem; color: var(--muted); font-size: .95rem; }
.event-card--featured-org {
  border-color: var(--gold);
  box-shadow: 0 0 0 2px rgba(212,160,23,.25);
}
.event-dates { margin: .35rem 0; font-size: .92rem; }
.event-summary { color: var(--muted); font-size: .94rem; margin: .35rem 0; }
.event-note { font-size: .82rem; color: var(--muted); margin: .25rem 0 .5rem; }
.event-links { display: flex; flex-wrap: wrap; gap: .45rem .75rem; margin-top: .5rem; }
.event-card > .event-links { margin-top: auto; }
.event-link { font-size: .88rem; font-weight: 600; }
.event-area-tag { margin: .65rem 0 0; font-size: .85rem; }
.town-jump {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: .45rem .5rem;
  background: rgba(8, 16, 28, 0.94);
  border: 1px solid rgba(212, 160, 23, 0.32);
  border-radius: 14px;
  padding: .55rem .75rem;
  margin-bottom: 1.1rem;
  line-height: 1.35;
  color: #e8eef5;
}
.town-jump .jump-label {
  color: var(--gold-light);
  font-size: .72rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
  margin-right: .15rem;
  white-space: nowrap;
}
.jump-link {
  display: inline-block;
  font-weight: 600;
  white-space: nowrap;
  font-size: .84rem;
  padding: .28rem .72rem;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(212,160,23,.4);
  color: #f5e6b8;
  text-decoration: none;
}
.jump-link:hover,
.jump-link:focus-visible {
  background: rgba(212,160,23,.22);
  color: #fff;
  outline: none;
}
.town-section { margin: 2.25rem 0 1rem; padding-top: .5rem; scroll-margin-top: 6.5rem; }
.town-blurb { color: var(--muted); max-width: 46rem; }
.town-calendars { font-size: .92rem; margin-bottom: 1rem; }
.data-meta { font-size: .82rem; color: var(--muted); margin-top: 2rem; }
.notice {
  background: #fff8e7;
  border-left: 4px solid var(--gold);
  padding: 1rem 1.1rem;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 1.25rem 0;
}
.notice strong { color: var(--navy); }
.community-disclaimer { font-size: .92rem; }
.disclaimer-box {
  background: #eef3f8;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  font-size: .9rem;
  color: var(--muted);
}
.photo-credit {
  font-size: .78rem;
  color: #9aa8b8;
  margin-top: .75rem;
}
.site-footer {
  background: var(--navy-dark);
  color: #dbe4ef;
  padding: 2.5rem 1.25rem 2rem;
  margin-top: 2rem;
  font-size: .88rem;
}
.footer-inner { max-width: var(--max); margin: 0 auto; display: grid; gap: 1.25rem; }
.footer-brand { display: flex; gap: 1rem; align-items: flex-start; flex-wrap: wrap; }
.footer-brand .lw-logo-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #fff;
  border-radius: 10px;
  padding: .55rem .7rem;
  line-height: 0;
  box-shadow: 0 1px 2px rgba(0,0,0,.2);
}
.footer-brand .lw-logo-badge img,
.footer-brand img.logo {
  height: 56px;
  width: auto;
  max-width: 160px;
  object-fit: contain;
  display: block;
  background: transparent;
  border-radius: 0;
  padding: 0;
}
.footer-nexa { display: flex; flex-direction: column; align-items: flex-start; gap: .4rem; }
.footer-nexa img {
  height: 48px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  display: block;
  background: #fff;
  padding: .35rem .5rem;
  border-radius: 6px;
}
.footer-nexa span { font-size: .85rem; color: var(--gold-light); }
.ehl { display: flex; align-items: center; gap: .65rem; }
.ehl img { width: 56px; height: auto; flex-shrink: 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: .5rem 1.25rem; }
.footer-links a { color: var(--gold-light); }
.footer-legal { line-height: 1.55; color: #b8c5d6; }
.footer-legal a { color: #f5c542; }
.page-hero { padding: 1.05rem 1.25rem 1.15rem; min-height: 0; }
.page-hero-inner { max-width: var(--max); margin: 0 auto; }
.page-hero h1 { margin: 0; font-size: clamp(1.25rem, 2.4vw, 1.75rem); font-weight: 650; text-shadow: 0 1px 2px rgba(0,0,0,.3); }
.page-hero p { margin: .5rem 0 0; opacity: .95; max-width: 42rem; }
.prose { max-width: 46rem; }
.prose p, .prose li { color: var(--text); }
.prose ul { padding-left: 1.2rem; }
.form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  max-width: 36rem;
}
.form label { display: block; font-weight: 600; margin: .9rem 0 .35rem; color: var(--navy); }
.form input, .form textarea, .form select {
  width: 100%;
  padding: .65rem .75rem;
  border: 1px solid var(--border);
  border-radius: 8px;
  font: inherit;
  background: #fff;
}
.form textarea { min-height: 120px; resize: vertical; }
.consent {
  display: flex;
  gap: .65rem;
  align-items: flex-start;
  margin: 1rem 0;
  font-size: .9rem;
  color: var(--muted);
}
.consent input { width: auto; margin-top: .25rem; }
.form button {
  margin-top: .5rem;
  background: var(--navy);
  color: #fff;
  border: none;
  border-radius: 999px;
  padding: .7rem 1.3rem;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}
.form button:hover { background: var(--navy-mid); }
.form button:disabled { opacity: .5; cursor: not-allowed; }
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}
.list-plain { list-style: none; padding: 0; margin: 0; }
.list-plain li { padding: .4rem 0; border-bottom: 1px solid var(--border); }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}
.lending-secondary {
  border-top: 1px solid var(--border);
  background: #fff;
}

@media (max-width: 1400px) {
  .brand-text span { display: none; }
}
@media (max-width: 1200px) {
  .brand-text { display: none; }
  .header-inner { flex-wrap: wrap; }
  .brand-lockup { width: 100%; }
  .nav { margin-left: 0; width: 100%; justify-content: flex-start; }
}
@media (max-width: 900px) {
  .header-inner { flex-wrap: wrap; padding: .35rem .75rem; }
  .nav { flex-wrap: wrap; margin-left: 0; width: 100%; gap: .1rem .5rem; }
}
@media (max-width: 720px) {
  .brand-lockup { width: auto; gap: .45rem; }
  .brand img { height: 34px; max-width: 92px; }
  .nexa-powered { border-left: 1px solid rgba(255,255,255,.18); padding-left: .45rem; }
  .nexa-powered img { height: 32px; max-width: 120px; }
  .nexa-powered .powered-label { display: none; }
  .hero { padding: 1.1rem 1rem 1.25rem; min-height: 0; max-height: none; }
  .preview-banner { font-size: .68rem; padding: .25rem .6rem; }
}
.photo-credits-list { font-size: .82rem; line-height: 1.5; color: #b8c5d6; }
.photo-credits-list li { margin: .35rem 0; }
.photo-credits-list a { color: #f5c542; }


/* ===== Parallax full-bleed scenic theme (inspired by local valley sites' LOOK only; our photos/brand) ===== */
body.theme-parallax {
  background: #050a12;
  color: #e8eef5;
}
.site-backdrop {
  position: fixed;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background-color: #050a12;
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
}
.site-backdrop::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    rgba(5, 10, 18, 0.22) 0%,
    rgba(5, 10, 18, 0.35) 22%,
    rgba(5, 10, 18, 0.55) 48%,
    rgba(5, 10, 18, 0.82) 74%,
    rgba(2, 5, 10, 0.95) 100%
  );
}
/* iOS / coarse pointer: avoid janky fixed layers — absolute scroll-with-page fallback */
@media (max-width: 820px), (hover: none) and (pointer: coarse) {
  .site-backdrop {
    position: absolute;
    min-height: 120vh;
    height: 100%;
  }
  body.theme-parallax { position: relative; overflow-x: hidden; }
}
.site-backdrop.bg-sunset-valley { background-image: url("../images/bg-sunset-valley.webp?v=20261103a"); }
.site-backdrop.bg-columbia { background-image: url("../images/bg-columbia.webp?v=20261103a"); }
.site-backdrop.bg-ohme { background-image: url("../images/bg-ohme.webp?v=20261103a"); }
.site-backdrop.bg-saddle-dramatic { background-image: url("../images/bg-saddle-dramatic.webp?v=20261103a"); }
.site-backdrop.bg-squilchuck { background-image: url("../images/bg-squilchuck.webp?v=20261103a"); }
.site-backdrop.bg-mission-ridge { background-image: url("../images/bg-mission-ridge.webp?v=20261103a"); }
.site-backdrop.bg-enchantments { background-image: url("../images/bg-enchantments.webp?v=20261103a"); }
.site-backdrop.bg-chelan { background-image: url("../images/bg-chelan.webp?v=20261103a"); }
.site-backdrop.bg-orchard { background-image: url("../images/bg-orchard.webp?v=20261103a"); }
.site-backdrop.bg-saddle { background-image: url("../images/bg-saddle.webp?v=20261103a"); }
.site-backdrop.bg-rocky-reach { background-image: url("../images/bg-rocky-reach.webp?v=20261103a"); }
.site-backdrop.bg-leavenworth { background-image: url("../images/bg-leavenworth.webp?v=20261103a"); }
.site-backdrop.bg-bridge-sunset { background-image: url("../images/bg-bridge-sunset.webp?v=20261103a"); }

body.theme-parallax .preview-banner,
body.theme-parallax .site-header,
body.theme-parallax main,
body.theme-parallax .site-footer {
  position: relative;
  z-index: 1;
}

/* Slim dark header */
body.theme-parallax .site-header {
  background: rgba(5, 10, 18, 0.78);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(212, 160, 23, 0.28);
}
body.theme-parallax .brand { color: #fff; }
body.theme-parallax .brand-text strong { color: #fff; }
body.theme-parallax .brand-text span { color: #c5d0de; }
body.theme-parallax .brand img {
  background: #fff;
  border-radius: 6px;
  padding: 2px 4px;
}
body.theme-parallax .nexa-powered { border-left-color: rgba(255,255,255,.18); color: #fff; }
body.theme-parallax .nexa-powered .powered-label { color: #b8c5d6; }
body.theme-parallax .nexa-powered .powered-label strong { color: #fff; }
body.theme-parallax .nav a { color: #f2f6fb; }
body.theme-parallax .nav a[aria-current="page"] { color: var(--gold-light); border-bottom-color: var(--gold-light); }
body.theme-parallax .nav a:hover,
body.theme-parallax .nav a:focus-visible { color: var(--gold-light); }

/* Centered hero over fixed scenic bg — no separate hero photo block */
body.theme-parallax .hero,
body.theme-parallax .page-hero {
  background-image: none !important;
  background-color: transparent;
  text-align: center;
  padding: 1.6rem 1.25rem 1.4rem;
  min-height: 380px;
  max-height: 52vh;
  height: min(52vh, 480px);
  display: flex;
  align-items: center;
  justify-content: center;
}
body.theme-parallax .hero::before,
body.theme-parallax .page-hero::before { display: none; }
body.theme-parallax .hero-inner,
body.theme-parallax .page-hero-inner {
  max-width: 46rem;
  margin: 0 auto;
  display: grid;
  gap: .85rem;
  justify-items: center;
}
body.theme-parallax .hero h1,
body.theme-parallax .page-hero h1 {
  font-size: clamp(1.55rem, 3.6vw, 2.35rem);
  font-weight: 650;
  letter-spacing: .02em;
  text-shadow: 0 2px 12px rgba(0,0,0,.55);
}
body.theme-parallax .hero .lede,
body.theme-parallax .page-hero p {
  max-width: 38rem;
  margin-left: auto;
  margin-right: auto;
  font-size: 1.02rem;
  color: #e8eef5;
  text-shadow: 0 1px 6px rgba(0,0,0,.45);
}
body.theme-parallax .hero h1::after,
body.theme-parallax .page-hero h1::after {
  content: "";
  display: block;
  width: 3.25rem;
  height: 2px;
  background: var(--gold);
  margin: .7rem auto 0;
  box-shadow: 0 0 8px rgba(212,160,23,.45);
}
body.theme-parallax .hero .eyebrow,
body.theme-parallax .page-hero .eyebrow {
  color: var(--gold-light);
  font-size: .78rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-weight: 600;
  margin: 0;
}
body.theme-parallax .hero .powered,
body.theme-parallax .page-hero .powered {
  color: var(--gold-light);
  font-size: .88rem;
  letter-spacing: .04em;
  text-transform: none;
}
body.theme-parallax .hero .btn-row,
body.theme-parallax .page-hero .btn-row {
  justify-content: center;
}
body.theme-parallax .btn-outline {
  border-color: var(--gold);
  color: #fff;
  background: transparent;
}
body.theme-parallax .btn-outline:hover {
  background: rgba(212,160,23,.18);
  color: #fff;
}
/* page-hero shares exact hero sizing under theme (no shorter override) */

/* Floating dark content panels */
body.theme-parallax .section {
  background: rgba(7, 16, 28, 0.82);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 14px;
  margin: 1.1rem auto;
  max-width: var(--max);
  padding: 1.5rem 1.35rem 1.65rem;
  box-shadow: 0 12px 40px rgba(0,0,0,.35);
  color: #e8eef5;
}
body.theme-parallax .section h2,
body.theme-parallax .section h3 { color: #fff; }
body.theme-parallax .section p,
body.theme-parallax .section li { color: #d5dee9; }
body.theme-parallax .section a { color: #f5c542; }
body.theme-parallax .section-band {
  background: rgba(7, 16, 28, 0.88);
}
body.theme-parallax .card,
body.theme-parallax .event-card,
body.theme-parallax .town-card {
  background: rgba(12, 24, 40, 0.92);
  border: 1px solid rgba(255,255,255,.1);
  color: #e8eef5;
}
body.theme-parallax .card h3,
body.theme-parallax .event-card h3 { color: #fff; }
body.theme-parallax .notice {
  background: rgba(40, 32, 12, 0.9);
  border-left-color: var(--gold);
  color: #f3e9c8;
}
body.theme-parallax .notice strong { color: var(--gold-light); }
body.theme-parallax .disclaimer-box {
  background: rgba(15, 28, 45, 0.95);
  border-color: rgba(255,255,255,.12);
  color: #c5d0de;
}
body.theme-parallax .lending-secondary {
  background: transparent;
  border-top: none;
}
body.theme-parallax .lending-secondary .section {
  border-color: rgba(212,160,23,.22);
}
body.theme-parallax .form {
  background: rgba(12, 24, 40, 0.95);
  border-color: rgba(255,255,255,.12);
  color: #e8eef5;
}
body.theme-parallax .form label { color: #f5c542; }
body.theme-parallax .form input,
body.theme-parallax .form textarea,
body.theme-parallax .form select {
  background: rgba(5,10,18,.85);
  border-color: rgba(255,255,255,.18);
  color: #fff;
}
body.theme-parallax .consent { color: #b8c5d6; }
body.theme-parallax .site-footer {
  background: rgba(2, 5, 10, 0.96);
  border-top: 1px solid rgba(212,160,23,.2);
}
body.theme-parallax main {
  padding-bottom: 1.5rem;
}
body.theme-parallax .prose p,
body.theme-parallax .prose li { color: #d5dee9; }
@media (max-width: 720px) {
  body.theme-parallax .hero,
  body.theme-parallax .page-hero {
    min-height: 360px;
    max-height: none;
    height: auto;
    padding: 1.5rem 1rem 1.35rem;
  }
}

/* Community jump bar — dark chips, sticky under header */
body.theme-parallax .town-jump {
  background: rgba(8, 16, 28, 0.94);
  border: 1px solid rgba(212, 160, 23, 0.35);
  color: #e8eef5;
  position: sticky;
  top: 3.35rem;
  z-index: 40;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 8px 24px rgba(0,0,0,.35);
}
body.theme-parallax .town-jump .jump-label { color: var(--gold-light); }
body.theme-parallax .jump-link { color: #f5e6b8; }
body.theme-parallax .jump-menu a,
body.theme-parallax .town-jump a { color: #f5e6b8; }
body.theme-parallax .town-blurb,
body.theme-parallax .town-calendars,
body.theme-parallax .data-meta,
body.theme-parallax .event-summary,
body.theme-parallax .event-note,
body.theme-parallax .event-dates { color: #c5d0de; }
body.theme-parallax .event-links a,
body.theme-parallax .event-link { color: #f5c542; }
body.theme-parallax .event-card,
body.theme-parallax .card,
body.theme-parallax .town-card {
  background: rgba(12, 24, 40, 0.92);
  border: 1px solid rgba(255,255,255,.1);
  color: #e8eef5;
  box-shadow: none;
}
body.theme-parallax .event-card--featured-org {
  border-color: var(--gold);
  box-shadow: 0 0 0 1px rgba(212,160,23,.35);
}
body.theme-parallax .btn-outline-dark {
  border-color: var(--gold);
  color: #fff;
  background: transparent;
}
body.theme-parallax .community-disclaimer,
body.theme-parallax .notice.community-disclaimer {
  background: rgba(40, 32, 12, 0.9);
  border-left: 4px solid var(--gold);
  color: #f3e9c8;
}
@media (max-width: 820px) {
  body.theme-parallax .town-jump {
    position: static; /* avoid sticky quirks over absolute backdrop on small screens */
    border-radius: 12px;
  }
}

/* Freddie Mac PMMS rate widgets (Home) */
.rates-section { padding-top: 1.25rem; }
.rate-widgets-head h2 { margin: 0 0 .35rem; }
.rate-asof { margin: 0 0 1rem; font-size: .9rem; color: #c5d0de; }
.rate-widgets-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
@media (max-width: 640px) {
  .rate-widgets-grid { grid-template-columns: 1fr; }
}
.rate-card {
  background: rgba(12, 24, 40, 0.95);
  border: 1px solid rgba(212, 160, 23, 0.45);
  border-radius: 14px;
  padding: 1.15rem 1.2rem 1.1rem;
  text-align: center;
  box-shadow: 0 0 0 1px rgba(212,160,23,.12), 0 10px 28px rgba(0,0,0,.3);
}
.rate-label {
  margin: 0;
  font-size: .78rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--gold-light);
}
.rate-value {
  margin: .45rem 0 .25rem;
  font-size: clamp(1.85rem, 4vw, 2.45rem);
  font-weight: 700;
  color: #fff;
  letter-spacing: .02em;
  text-shadow: 0 2px 10px rgba(0,0,0,.4);
}
.rate-change { margin: 0; font-size: .9rem; }
.rate-down { color: #8fd4a8; }
.rate-up { color: #f0b4a0; }
.rate-flat { color: #c5d0de; }
.rate-disclaimer {
  margin: 1rem 0 0;
  font-size: .88rem;
  line-height: 1.45;
  color: #f3e9c8;
  background: rgba(40, 32, 12, 0.92);
  border-left: 4px solid var(--gold);
  padding: .85rem 1rem;
  border-radius: 0 10px 10px 0;
}
.community-teaser {
  border-color: rgba(212,160,23,.2);
}
.how-grid { grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }

/* Gold-filled CTAs: solid black text for AA contrast (overrides section/link gold color) */
a.btn:not(.btn-outline):not(.btn-outline-dark),
a.btn:not(.btn-outline):not(.btn-outline-dark):link,
a.btn:not(.btn-outline):not(.btn-outline-dark):visited,
a.btn:not(.btn-outline):not(.btn-outline-dark):hover,
a.btn:not(.btn-outline):not(.btn-outline-dark):focus,
a.btn:not(.btn-outline):not(.btn-outline-dark):focus-visible,
a.btn:not(.btn-outline):not(.btn-outline-dark):active,
button.btn:not(.btn-outline):not(.btn-outline-dark),
.btn:not(.btn-outline):not(.btn-outline-dark),
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark),
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):link,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):visited,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):hover,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):focus,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):focus-visible,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):active,
body.theme-parallax .section a.btn:not(.btn-outline):not(.btn-outline-dark),
body.theme-parallax .section a.btn:not(.btn-outline):not(.btn-outline-dark):hover,
body.theme-parallax .hero a.btn:not(.btn-outline):not(.btn-outline-dark),
body.theme-parallax .hero a.btn:not(.btn-outline):not(.btn-outline-dark):hover,
body.theme-parallax .rate-card a.btn:not(.btn-outline),
body.theme-parallax .btn-row a.btn:not(.btn-outline):not(.btn-outline-dark) {
  color: #111 !important;
  font-weight: 700;
  -webkit-text-fill-color: #111;
}
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):hover,
body.theme-parallax a.btn:not(.btn-outline):not(.btn-outline-dark):focus-visible,
body.theme-parallax .section a.btn:not(.btn-outline):not(.btn-outline-dark):hover {
  background: var(--gold-light);
  color: #111 !important;
  -webkit-text-fill-color: #111;
}
/* Any gold-filled chip/pill (not outline) */
.chip-gold,
.pill-gold,
.jump-link.is-active,
.town-jump .jump-link[aria-current="true"] {
  background: var(--gold);
  color: #111 !important;
  font-weight: 700;
  border-color: var(--gold);
}


/* —— Calculators (dark panels) —— */
.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.25rem;
  align-items: start;
}
.calc-panel {
  background: rgba(8, 16, 28, 0.92);
  border: 1px solid rgba(212, 160, 23, 0.35);
  border-radius: 16px;
  padding: 1.25rem 1.2rem 1.35rem;
  color: #e8eef6;
  box-shadow: 0 8px 28px rgba(0,0,0,.35);
}
.calc-panel h2, .calc-panel h3 {
  color: #fff;
  margin: 0 0 .65rem;
  font-size: 1.2rem;
}
.calc-panel p.calc-lead {
  margin: 0 0 1rem;
  color: #c5d0de;
  font-size: .92rem;
  line-height: 1.45;
}
.calc-form label {
  display: block;
  font-weight: 600;
  margin: .75rem 0 .3rem;
  color: #f0f4fa;
  font-size: .9rem;
}
.calc-form .field-hint {
  display: block;
  font-size: .78rem;
  font-weight: 500;
  color: #9aabbe;
  margin-top: .2rem;
}
.calc-form input, .calc-form select {
  width: 100%;
  padding: .6rem .7rem;
  border: 1px solid rgba(212,160,23,.35);
  border-radius: 8px;
  font: inherit;
  background: rgba(255,255,255,.06);
  color: #fff;
}
.calc-form input::placeholder { color: #8a9bb0; }
.calc-form input:focus, .calc-form select:focus {
  outline: 2px solid var(--gold);
  outline-offset: 1px;
  border-color: var(--gold);
}
.calc-form .row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .65rem;
}
.calc-form .inline-check {
  display: flex;
  align-items: center;
  gap: .55rem;
  margin: 1rem 0 .35rem;
  font-weight: 600;
  color: #f0f4fa;
}
.calc-form .inline-check input { width: auto; }
.calc-results {
  margin-top: 1.1rem;
  padding: 1rem;
  background: rgba(0,0,0,.35);
  border-radius: 12px;
  border: 1px solid rgba(212,160,23,.28);
}
.calc-results dl {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: .35rem .75rem;
  margin: 0;
}
.calc-results dt { color: #b8c5d6; font-size: .9rem; }
.calc-results dd {
  margin: 0;
  text-align: right;
  font-weight: 700;
  color: #fff;
  font-variant-numeric: tabular-nums;
}
.calc-results .total dt, .calc-results .total dd {
  color: var(--gold-light);
  font-size: 1.05rem;
  padding-top: .45rem;
  border-top: 1px solid rgba(212,160,23,.25);
  margin-top: .25rem;
}
.calc-hint { margin: .65rem 0 0; font-size: .82rem; color: #9aabbe; }
.calc-disclaimer {
  margin: 1rem 0 0;
  font-size: .82rem;
  line-height: 1.45;
  color: #f3e9c8;
  background: rgba(40, 32, 12, 0.92);
  border-left: 4px solid var(--gold);
  padding: .75rem .9rem;
  border-radius: 0 10px 10px 0;
}
.calc-teaser-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1rem;
}
.calc-teaser {
  background: rgba(8, 16, 28, 0.9);
  border: 1px solid rgba(212,160,23,.3);
  border-radius: 14px;
  padding: 1.1rem 1.15rem;
  color: #e8eef6;
}
.calc-teaser h3 { color: #fff; margin: 0 0 .4rem; font-size: 1.05rem; }
.calc-teaser p { color: #c5d0de; font-size: .92rem; margin: 0 0 .85rem; }

/* Apply Now header chip + secure apply block */
.header-inner { align-items: center; }
.nav-apply {
  margin-left: .35rem;
  white-space: nowrap;
}
a.btn.nav-apply,
a.btn.nav-apply:link,
a.btn.nav-apply:visited {
  padding: .4rem .85rem;
  font-size: .82rem;
}
/* Header click-to-call — keep compact next to Apply Now */
.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: .28rem;
  white-space: nowrap;
  font-weight: 700;
  font-size: .8rem;
  letter-spacing: .01em;
  color: var(--gold-light, #f0d078);
  text-decoration: none;
  padding: .28rem .4rem;
  border-radius: 8px;
  line-height: 1.1;
}
.nav-phone:hover,
.nav-phone:focus-visible {
  color: #fff;
  outline: 2px solid var(--gold, #d4a017);
  outline-offset: 2px;
}
.nav-phone-icon {
  display: none;
  flex: 0 0 auto;
}
.nav-apply { margin-left: .2rem; }
@media (max-width: 900px) {
  .nav-phone-icon { display: inline-block; }
  .nav-phone { font-size: .78rem; padding: .26rem .35rem; }
}
@media (max-width: 520px) {
  .nav-phone-num { font-size: .74rem; }
}
body.theme-parallax .nav-phone { color: var(--gold-light, #f0d078); }
body.theme-parallax .nav-phone:hover,
body.theme-parallax .nav-phone:focus-visible { color: #fff; }

.apply-secure {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.25rem 1.5rem;
  align-items: center;
  background: rgba(8, 16, 28, 0.92);
  border: 1px solid rgba(212,160,23,.35);
  border-radius: 16px;
  padding: 1.25rem 1.35rem;
  color: #e8eef6;
}
.apply-secure img.apply-qr {
  width: 160px;
  height: 160px;
  background: #fff;
  border-radius: 10px;
  padding: 8px;
  box-sizing: border-box;
}
.apply-secure h2, .apply-secure h3 { color: #fff; margin: 0 0 .5rem; }
.apply-secure p { color: #c5d0de; margin: 0 0 .65rem; font-size: .95rem; line-height: 1.45; }
.apply-secure .btn-row { margin-top: .35rem; }
@media (max-width: 640px) {
  .apply-secure { grid-template-columns: 1fr; justify-items: start; }
  .calc-form .row-2 { grid-template-columns: 1fr; }
}

/* How it works — pre-qualification callout */
.how-it-works .prequal-callout {
  background: rgba(8, 16, 28, 0.94);
  border: 1px solid rgba(212, 160, 23, 0.45);
  border-left: 5px solid var(--gold);
  border-radius: 14px;
  padding: 1.15rem 1.25rem 1.2rem;
  margin: 0 0 1.25rem;
  color: #e8eef6;
  box-shadow: 0 8px 24px rgba(0,0,0,.28);
}
.how-it-works .prequal-callout h3 {
  margin: 0 0 .65rem;
  color: var(--gold-light);
  font-size: 1.15rem;
}
.how-it-works .prequal-callout ul {
  margin: 0 0 .85rem;
  padding-left: 1.2rem;
  color: #d7e0ec;
  line-height: 1.5;
}
.how-it-works .prequal-callout li { margin: .35rem 0; }
.how-it-works .prequal-legal {
  margin: 0;
  font-size: .88rem;
  line-height: 1.45;
  color: #f3e9c8;
  background: rgba(40, 32, 12, 0.85);
  border-radius: 8px;
  padding: .7rem .85rem;
}
.how-grid { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }

/* FAQ + document checklist (20261103a) */
.faq-list { display: grid; gap: .75rem; max-width: 48rem; }
.faq-item {
  background: rgba(7, 24, 41, 0.72);
  border: 1px solid rgba(212, 175, 55, 0.28);
  border-radius: 10px;
  padding: .65rem 1rem 0.85rem;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 700;
  color: #f5f0e6;
  list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::before { content: "+ "; color: var(--gold, #d4af37); }
.faq-item[open] summary::before { content: "– "; }
.faq-item p { margin: .65rem 0 0; color: var(--muted, #c9d4e0); line-height: 1.55; }
ul.checklist { margin: .5rem 0 0; padding-left: 1.15rem; color: var(--muted, #c9d4e0); }
ul.checklist li { margin: .35rem 0; }
.process-steps .card h3 { color: var(--gold, #d4af37); }

/* Calculators hub 20261103a */
.calc-jump {
  display: flex; flex-wrap: wrap; gap: .5rem .75rem;
  margin: 1rem 0 0; align-items: center;
}
.calc-jump a {
  display: inline-block; padding: .4rem .75rem;
  border: 1px solid rgba(212,160,23,.45); border-radius: 999px;
  color: #f5e6b8; text-decoration: none; font-size: .88rem; font-weight: 600;
  background: rgba(8,16,28,.75);
}
.calc-jump a:hover, .calc-jump a:focus { background: rgba(212,160,23,.18); outline: 2px solid var(--gold); outline-offset: 2px; }
.calc-fieldset {
  border: 1px solid rgba(212,160,23,.28);
  border-radius: 10px;
  padding: .75rem .9rem 1rem;
  margin: .85rem 0;
}
.calc-fieldset legend {
  padding: 0 .35rem; color: var(--gold-light, #f0d78c);
  font-weight: 700; font-size: .92rem;
}
.calc-note {
  margin: .85rem 0 0;
  font-size: .85rem; line-height: 1.45; color: #d7e0ec;
  background: rgba(8,16,28,.85);
  border-radius: 8px; padding: .65rem .8rem;
}

.rate-third-party { font-size: .72em; font-weight: 600; color: #c5d0de; }


/* First-time buyers + Español page backdrops */
.site-backdrop.bg-gorge { background-image: url("../images/bg-gorge.webp?v=20261103a"); }
.site-backdrop.bg-memorial-park { background-image: url("../images/bg-memorial-park.webp?v=20261103a"); }
.site-backdrop.bg-saddle { background-image: url("../images/bg-saddle.webp?v=20261103a"); }

/* Mobile: lighter background assets */
@media (max-width: 768px) {
  .site-backdrop.bg-sunset-valley { background-image: url("../images/bg-sunset-valley-sm.webp?v=20261103a"); }
  .site-backdrop.bg-columbia { background-image: url("../images/bg-columbia-sm.webp?v=20261103a"); }
  .site-backdrop.bg-ohme { background-image: url("../images/bg-ohme-sm.webp?v=20261103a"); }
  .site-backdrop.bg-saddle-dramatic { background-image: url("../images/bg-saddle-dramatic-sm.webp?v=20261103a"); }
  .site-backdrop.bg-squilchuck { background-image: url("../images/bg-squilchuck-sm.webp?v=20261103a"); }
  .site-backdrop.bg-mission-ridge { background-image: url("../images/bg-mission-ridge-sm.webp?v=20261103a"); }
  .site-backdrop.bg-enchantments { background-image: url("../images/bg-enchantments-sm.webp?v=20261103a"); }
  .site-backdrop.bg-chelan { background-image: url("../images/bg-chelan-sm.webp?v=20261103a"); }
  .site-backdrop.bg-orchard { background-image: url("../images/bg-orchard-sm.webp?v=20261103a"); }
  .site-backdrop.bg-saddle { background-image: url("../images/bg-saddle-sm.webp?v=20261103a"); }
  .site-backdrop.bg-rocky-reach { background-image: url("../images/bg-rocky-reach-sm.webp?v=20261103a"); }
  .site-backdrop.bg-leavenworth { background-image: url("../images/bg-leavenworth-sm.webp?v=20261103a"); }
  .site-backdrop.bg-bridge-sunset { background-image: url("../images/bg-bridge-sunset-sm.webp?v=20261103a"); }
  .site-backdrop.bg-gorge { background-image: url("../images/bg-gorge-sm.webp?v=20261103a"); }
  .site-backdrop.bg-memorial-park { background-image: url("../images/bg-memorial-park-sm.webp?v=20261103a"); }
}

/* Start-here chooser */
.start-here { margin-top: 0.5rem; }
.start-here-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1rem;
}
@media (max-width: 900px) {
  .start-here-grid { grid-template-columns: 1fr; }
}
.start-card h3 { margin-top: 0; color: var(--gold-light); }
.start-card .btn-row { margin-top: 0.75rem; }

/* Hidden reviews slot — never shows placeholders */
#reviews-slot[hidden] { display: none !important; }

/* Mobile sticky action bar — ≤768px only */
.mobile-sticky-bar {
  display: none;
}
@media (max-width: 768px) {
  .mobile-sticky-bar {
    display: flex;
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 40;
    gap: 0.35rem;
    padding: 0.45rem 0.5rem calc(0.45rem + env(safe-area-inset-bottom, 0px));
    padding-left: calc(0.5rem + env(safe-area-inset-left, 0px));
    padding-right: calc(0.5rem + env(safe-area-inset-right, 0px));
    background: rgba(5, 10, 18, 0.94);
    border-top: 1px solid rgba(212, 160, 23, 0.35);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
  }
  body.has-mobile-sticky {
    padding-bottom: calc(4.25rem + env(safe-area-inset-bottom, 0px));
  }
  body.has-mobile-sticky .site-footer {
    padding-bottom: 1.5rem;
  }
  .sticky-action {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 0.55rem 0.4rem;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.92rem;
    color: #111 !important;
    background: var(--gold);
    border: 1px solid rgba(0,0,0,.15);
  }
  .sticky-action:focus-visible {
    outline: 2px solid #fff;
    outline-offset: 2px;
  }
  .sticky-apply {
    background: var(--gold-light);
  }
  .sticky-label { color: #111; }
}

.lang-link {
  font-weight: 600;
  white-space: nowrap;
}

/* Compact Real Estate Partner nav label */
.nav a[href="real-estate-partner.html"] {
  white-space: nowrap;
  font-size: inherit;
}
@media (max-width: 1100px) {
  .nav a[href="real-estate-partner.html"] { font-size: .78rem; }
}